INTEGRA PIM – Personal Information Manager:
Problem Statement at the individual level, a person’s life story - documents, events, assets, medical
history, plans, and milestones - is dispersed across paper folders, email accounts, legacy software,
institutional databases, and forgotten storage devices. Citizens lack a single, structured, lifelong
repository under their own ownership and control. Important records are repeatedly re-entered, lost
during life transitions, or locked inside third-party systems. There is no coherent “life ledger” that
preserves continuity, reduces bureaucracy, or creates a meaningful personal legacy for future
generations. Existing tools (local disks, drawers, cloud folders, isolated apps) were not designed to
manage the full structured complexity of a human life.
Personal Information Manager (PIM): INTEGRA manages all daily aspects of every individual.
1. Personal data under a UNIFIED computerized platform: personal, educational, financial, travel,
medical, social, legal, leisure time, hobbies, properties, pets, mobilized vehicles, projects, tasks,
forms and documents. 60 types of personal data (60 segments). Colour: Light Yellow.
2. INTEGRA PIM includes:
s) Structured PIM: Structured Records of: Personal Details, Calendar, House/Apartment (see also BIM),
Emergency Data, Reminders/Alerts, Languages, Educational Data, Financial Data (Incomes, Banks, Credit
Cards, Brokerage, Investments, Loans/Mortgage, Deposits, Insurances, Retirement, Donations/Charity,
Bills, Taxes, Fines, Orders, Collections, Contracts etc’), Employment, Voluntary Activities, Vehicles, Travel
History, Hobbies, HEALTH/MEDICAL Data, Licensed Firearms, Relatives, Telephone Directory, Personal
Events, Pictures/Photos Albums, Fines/Crimes/Arrests/Sentences (data generated by law enforcement
sources).
u) Unstructured PIM – Documents, Pictures, Audio files of all topics above concerned with the individual
citizen.
3. PIM data is, mostly, recorded by citizen . Later, the majority of data will be, automatically-
generated, by external stake-holders.
4. Nowadays, your data is dispersed among tens of parties: your smartphone, in-house binders and
disordered papers, the municipality, your practitioner or dentist, various hospitals and clinics,
governmental parties, your banks, credit card companies, insurance companies, consumers clubs,
your garage, your schools and universities….and dozen more entities. INTEGRA collects all these
types / forms / parties.
INTEGRA collects personal data: for whole your life, for generations, INTEGRA becomes a book of
man’s life. Life of children are tracked from the minute of their birth.
5. PIM is can be implemented in two versions: centralized platform (IoT or local city computer)
OR Local (stand-alone) citizen computer.
6. Multiple forms of Personal Data: text, documents, pictures, voice.
7. In a Family with multiple members: every child data is managed under the PIM module or the
FIM module.
Your Personal Records:
1. The Principle of Networking: In life, there are certain enablers that make achievements possible.
When you have the right people, certain successes come almost effortlessly. Connecting with
the right people and enablers is very essential and determines to a large extent how you navigate the
unchartered waters. Networking though desirable and has proven to be a great enabler requires that
you possess the requisite skills, right attitude, and qualities. Your network, they say, determines your
net worth. You need social capital to create wealth.
2. Your personal/family information (PIM/FIM) modules data is integratedted with the INTEGRA Community /
Neighbourhood modules exactly like: streets and walkways form and connect various parts of the city.
Citizens/Families are grouped naturally and easily with INTEGRA, by their specific properties like a District
or Neighbourhood are formed by common identifying characteristics of the environment or of their residents.
Your Financial Records:
1. INTEGRA is very humble on the whole issue of financial transactions. It is clear to us that the official, up-to-
date and reliable personal financial information is in the hands of the banks and credit card companies. A
significant part of the citizen's financial operations is done through the phone and apps through the personal
credit cards.
2. The bare minimum is to document your financial events. Create INCOMES/EXPENSES
TRACKING system that works for you. Include important information like the date, the amount
spent or gained, and the expense category with each entry (PIM Segment 10300). Expense
categories are an easy way to determine what you spend the most money on. Make recordings
consistently EVERYDAY, so your log stays up to date. Consider color-coding your tracking
system, so it’s easier to find information. Log your purchases immediately after shopping. Ease
money anxiety by marking how much you spend in your finance tracker immediately after you’ve
spent it. You are worried that it is a time-consuming habit? Do it while you are waiting: to the doctor,
to the train, to your lover, to your children, while queuing in the supermarket, while listening to the
TV. No more than 2-3 minutes a day.
3. The INTEGRA PIM Investments & Securities 10356xx segments provide a comprehensive, end-
to-end digital framework for managing an individual’s or family’s financial assets across banks,
brokers, and investment platforms. It is designed to deliver full transparency, control, and
analytical insight over the entire investment lifecycle. It establishes a unified master record of
financial institutions and accounts, enabling structured management of all relationships with banks
and brokers, including communication history, documentation, and account-level identification. The
system supports continuous portfolio monitoring through both: Daily aggregated portfolio
summaries, and Granular security-level breakdowns, allowing users to track market value,
allocation, performance, and risk exposure across all holdings. This includes detailed metrics such
as daily and cumulative returns, cost basis, and tax-adjusted performance, ensuring a clear
understanding of both gross and net (after-tax) outcomes. A key capability is the provision of real-
time (or near real-time) portfolio status and position snapshots, offering up-to-date visibility into:
Total portfolio value, Individual holdings, Performance trends, Weighted daily changes. This enables
informed, timely decision-making. These segments also incorporate a fully auditable transaction
ledger, capturing all buy and sell activities with complete financial details, including: Execution
prices, Quantities, Pre- and post-tax transaction values, Realized gains and losses, estimated tax
liabilities and net performance indicators, which are critical for true economic evaluation of
investment strategies.
4. The "Personal Inflation" Insight: We all hear the news reports about "National Inflation," but
there is a much more critical term you need to know: Personal Inflation.
What is it, exactly? The "Official" Inflation rate (Consumer Price Index) is a statistical average of an
imaginary shopping basket. It includes everything from the cost of international flights to the price of
cucumbers. But at the end of the day, none of us are "the average."
Personal Inflation is the specific price increase within your actual shopping basket.
How does it work in practice?
• Vegans vs. Meat Lovers: If the price of beef jumps by 15% while the price of lentils remains stable,
the vegans won't feel that inflation at all, while the meat lovers will feel their money vanishing faster.
• Renters vs. Homeowners: If your rent just increased by €250, your personal inflation has
skyrocketed -even if the official index only rose by 3%.
• Parents of Young Children: A price hike in diapers, baby formula, and after-school care hits you
far harder than it hits a retiree who hasn't bought a diaper in decades.
When you are building a budget or negotiating a salary raise, don't just look at the numbers the
government publishes. Look at your credit card statements.
The official index is an important economic tool, but your wallet manages an economy of its own. If you
feel like "everything has become more expensive" far beyond what they say on the news—you’re
probably right. Your personal inflation is simply higher.
A small tip: Want to know where you truly stand? Compare your largest expense categories from last
year to today. That is where the truth lies.
To master all of this—get addicted to INTEGRA.
Your Household Records:
1. INTEGRA PIM provides you with more than one segment or device for locating objects and
documents at home. Several segments are dedicated to documenting and recording the exact
location and description of household and family items and documents. INTEGRA stores: detailed
description, photos and dates relating to the family/household item or document. Disciplined and
consistent documenting of household objects and documents will allow the system to alert you in
advance of upcoming dates: warranty expiration, insurance renewal, mortgage payment, and more.
2. Unstructured Curation: In addition to the structured classification and filing of every item (object,
document, image) based on its name and physical location within the residence (Structured PIM/FIM),
INTEGRA also enables the storage and management of special personal and family items, primarily
documents, with extended documentation and multi-format media support.
These items may include: Printed or digital documents, Handwritten letters or notes, Emails, Telephone
call records, Mobile messages or WhatsApp communications, Images / photographs, Webpages,
Video files, Audio recordings And more (Note: Calendars and contact lists are managed separately.)
For example, INTEGRA supports the digital archiving of: A passport, including multiple scanned copies,
A rental or purchase agreement, including dozens of scanned pages. The distinctive characteristic of
Unstructured PIM/FIM is that the length, format, and content of each digital record are flexible and
virtually unlimited, allowing comprehensive and rich documentation.
Predefined High-Value Document Segments: INTEGRA also provides dedicated segments for
organizing and managing commonly used, high-importance personal and family documents, including:
Familial and Financial:
• 10371 / 07371 – Subscriptions, Registrations, Certificates
• 10372 / 07372 – Annual Tax Authority Forms (e.g., IRS)
• 10373 / 07373 – Documents Related to Special Financial Cases
• 10374 / 07374 – Insurance Documents
Life Events Documentation:
• 103751 / 073751 – Emigration Documents
• 103752 / 073752 – Marriage Documents
• 103754 / 073754 – Birth Documents
• 103755 / 073755 – Death Documents
• 103757 / 073757 – Divorce Documents
Additional Personal Documentation:
• 103759 / 073759 – Correspondence
• 103753 / 073753 – Foreign Passports / Citizenship
• Employment and Work Permit Documents
• Driving Licenses and Related Documentation
• Personal Health Information
• Education Records (Formal and Non-Formal)
Advantages:
3. INTEGRA is your ultimate assistant/secretary: The Individual/Family get alarms and reminders: on
various circles or levels: individual / family / road / block / community /school / quarter / city /
state basis.
• Next dental treatment date,
• car insurance renewal date,
• birthday of your wife or mother-in-law,
• expiration date of annual financial deposit at the bank,
• date of the second shingles vaccination,
• expiration date of the warranty on the new refrigerator,
• current negative bank balance,
• unusual water consumption,
• annual meeting of tenants in the block,
• termination water in the street,
• fire at an intersection 2 km from the place of residence.
4. The citizen and his/her family receive accurate, hi-resolution information about the composition of the
population in his area of residence and matching the family's wishes and activities: number of
children of a certain age, speakers of a certain language, players of a certain instrument, singles of
certain ages, owners of a certain vehicle.
5. The citizen and the family receive accurate information about the presence/need of: a used or new
item, equipment, service, hobby, profession or skill with others in their locality to: borrow, buy,
exchange, give or sell.
6. The citizen and the family are exposed with full transparency to all the potential risks that exist around your
(planned or existing) household: hazardous materials, distance from an operating supermarket / medical clinic /
school, rate of traffic accidents, lack of parking spaces, complaints about poor buses service, high air pollution,
location of mobile antennas / defibrillators / sport facilities.
YOUR MEDICAL RECORDS:
1. You probably see, at least one primary healthcare provider over the course of your life. You faced
one or two personal practitioners and a few specialists like cardiologists, dermatologists,
orthopedics, mental health specialists, and dentists or even plastic surgeons. Then there are visits to
urgent care, regional or communal clinics, screening and diagnostics tests, inpatient and
outpatient hospital care, nutrition specialists, physical therapists, complementary and alternative
medicine providers (herbalists, acupuncturists), pharmacies, laboratories and care provided by other
health professionals. Don’t forget your endless contacts with your health insurers!
2. The deepest invasion of privacy is possible through health data. Citizen’s medical information Is,
entirely, in the disposal of others. Your (and your family) medical information is, presently,
distributed among numerous sites. You may have multiple places where you receive care such as
your primary care physician, a hospital, your specialists, your pharmacy, laboratories, and your
insurance provider. Think about the time and efforts needed to help you figure out where to look
for the health information you need.
3. Practically, there is NO portability of patients’ medical records. Health information, especially
documents relevant to the protection of individual’s rights, is not transparent. Missing clinical
information on patients adversely affect the patients' health care. Bear in mind how long and how
many efforts does it take to find or get hard copy of a medical record. Impossible to share health
information with a third party, such as a family member, descendants, other doctors, or even to a
mobile app. Most providers are not able to provide some form of readable electronic copy. In
many cases we are left, again, with hard copy options. Children discovering information concerning
their parents for the purpose of anticipating future health issues is prohibited and very much absent
almost in all countries.
4. Conclusion No. 1: keeping minimal audit trail of your medical information should be in your domain,
your responsibility and carried out by your documentation. Your medical data is crucial in saving
your life and others lives. Orderly recording of medical information is a MUST. With INTEGRA PIM
you enter past and future, planned events. All of an individual’s medical records are stored in one
place instead of paper-based files in various doctors’ offices.
5. There are MANY reasons why it is important gathering, reviewing, and organizing your
personal medical records under your personal, INTEGRAted and complete platform:
• Can help you understand any health issues you’re living with and manage them more effectively.
Making you an informed and active partner in your care. INTEGRA PIM and MCIM modules tell the
patient’s “story” the presenting problem and the treatment received
• Complete, accurate records can lower the risk of misdiagnosis, missed follow-up care, and duplicate
or inappropriate care. ALL your providers and caretakers have a comprehensive source of
information to base their recommendations and decisions on.
• Helps to plan and evaluate a patient’s treatment. Creates a permanent record for future patient’s
future care.
▪ Having a comprehensive medical record can help when you need emergency care or cannot speak
for yourself. In the case of an emergency INTEGRA PIM and MCIM can quickly provide critical
information to proper diagnosis or treatment.
• If you want to seek a second opinion, it’s helpful to be able to share your complete medical records
with the consulting doctor.
• Better monitor and evaluate community health trends, results and initiatives. The information
and interest of the sectors that can affect healthcare factors converge at the community.
• No documentation – no Reimbursements! A well-documented medical record can facilitate
effective revenue cycle processes, expedite payment, reduce any “hassles” associated with claims
processing, and ensure appropriate reimbursement.
• Only authentic documents and records can be used as evidence for exercising the rights of
an individual. There is an utmost importance of keeping digitized copies of medical documents.
There is a rule in health care: everything that health professionals have not written down has not
been seen or taken care of.
6. Start gathering your records with INTEGRA PIM module 106xx segments. Do it from paper
documents or from your medical portals/Apps, which allow you to download providers’ after-visit
summaries, diagnoses, notes, laboratory test results, prescription lists.
7. INTEGRA PIM (Segment 101) and MCIM (segment 47130) will notify you in advance on future
events including prescription refills.
8. One big exception should be remembered: psychological/psychiatric health records seriously
invade the privacy as they record the most intimate events of the human mind which are unknown
even to the individual.
9. With INTEGRA PIM (10685 segment) – Individuals/ Patients can add their own information (eg,
exercise and eating habits).
10. Your medical records can be retrieved and viewed by several keys:
• By providers: hospitals, clinics, practitioners, specialists. Including the providers’ names, contact
information, and their specialty.
• By your personal health history: chronic conditions or serious diagnoses, illnesses, surgeries,
pandemics, accidents, injuries or pains.
• By treatments you’ve received including medications, surgeries, hospitalizations, injections.
• By your medications and supplements including the name of the medication or supplement, the
dose, and how often you take it. You (and only you can do it!!!) keep a list of any side effects or
allergic reactions you experience.
• Your family health history: Include key information about close family (parents, grandparents,
siblings) such as diagnoses of serious conditions like cancer, heart attack, or stroke, cause of
death, and chronic conditions like diabetes or high cholesterol.
• Provider and hospital care summaries and notes
• Test results: This should include blood and urine tests, imaging like X-rays, MRIs, and CT scans,
biopsy results, and screening test results like mammograms, PSA tests, DEXA scans, and
colonoscopies.
11. INTEGRA PIM and MCIM supply one-stop online platform where citizens can make appointments,
pay clinic/hospital fees and access other healthcare services. People can also have prescription
medicines delivered to their home, after paying for them through the online platform. Medical services
are just one click away; you can just stay at home and have all these services come to you.
12. You can quickly and easily discover and locate: AIDS patients, the Disabled, Hemophilia patients
etc. Citizens with a specific blood type may be identified.
Your Hobbies:
1. It looks that INTEGRA is the only demographic data base which gives so much importance to
personal hobbies! Elaborating on high-resolution hobbies of every citizen might help in tens of
controversies and dilemmas…
• Do I have competition?
• May I do things alone or with others?
• Is there a particular skill I would like to develop?
• Is it worth engaging in physical activity in my daily life?
• In what ways do I want my hobby to challenge myself or change others?
• How much time can I devote to my hobby?
• How much money can I invest in my hobby?
• With what types of people would I like to interact?
• What kinds of benefits would I like my hobby to provide?
Your Leisure Time:
• Wouldn't you like to record, save, and in the future, discover all the books you've read over the
past 10 years?
• How about the idea of documenting all my minutes, evenings, nights, upheavals and little
anecdotes of the affair I have with my girlfriend - until our marriage in the future. Great stuff
(words and photos) to cuddle up to... and show the grandkids…
• Easily, but not cheaply, INTEGRA PIM becomes a perfect tracking record and photo album of
every trip or journey you've taken.
Travel Habits:
Informing INTEGRA about a citizen’s travel habits is not about surveillance - it’s about enabling a data-
driven, citizen-centric ecosystem that improves daily life, efficiency, and resilience. When designed
with privacy control and user ownership, this data becomes highly valuable at both the individual and
community/city levels.
1. Personal Optimization & Quality of Life: Suggest faster or less congested routes, Optimize daily
schedules, Recommend better combinations of public transport, cycling, or ride-sharing, Reduce
commuting stress and time loss.
2. Financial Efficiency: Identification of unnecessary expenses (fuel, parking, taxis), Smarter use of
subscriptions or passes, Access to shared mobility options (ride-sharing, carpooling).
3. Environmental Impact: Encourage greener mobility choices, Reduce carbon footprint, Support
planning of cycling lanes.
4. Smarter Urban Planning:Better design of roads and infrastructure, Optimization of public
transportation routes and frequency, Identification of mobility gaps in neighbourhoods.
Emergency & Resilience (EIM): Authorities can understand movement patterns, Improve evacuation
planning, Optimize resource allocation.
Result: faster, safer responses in crises.
Unlike current fragmented systems, INTEGRA ensures: The citizen owns and controls the data, Data
sharing is transparent, Benefits return directly to the individual and family.
Kinship Information:
1. Factors highlighting roles and importance of kinship in family structures are: institution of marriage,
implementation of household responsibilities, providing financial assistance, fulfilment of social
responsibilities, participation in various functions and events, incurring the feelings of pleasure and
contentment, depicting the traits of helpfulness and co-operation, inculcating the traits of morality and
ethics, promoting good health and well-being and creating amiable and pleasant environment within
homes. Finally, it can be stated, acknowledging importance of kinship is advantageous to individuals
and to the community to a major extent.
11. I
Fines and Sentences/Arrests/Crimes:
The Fines and Sentences are updated ONLY by external entities (municipal, governmental/Federal,
Commercial). No Access of the citizen him/herself. Every outlaw, criminal, illegal, financial, violent aspect
in citizen life – should be reported here.
Licensed Firearms :
1. There is a big variance in firearms regulation – among countries.
2. A 1997 UN resolution calls for effective and strict record-keeping of firearms handled by UN
member countries’ civilians.
3. In most countries – ownership of firearms is a privilege and the legislation is more restrictive. In very
few countries – it is a right.
4. In case of terror, crime or suicide incident – firearms sales, personal firearms records and
government agencies records must be searchable and, easily, faced with each other.
A theft or loss of firearms must be, immediately, reported to local police and recorded in INTEGRA PIM
personal records
Slight changes in the life of every citizen who uses INTEGRA:
This practical organizer will give you and your loved ones, peace of mind! Enter important details
about your health, financial affairs, insurance policies, final wishes, and where important
documents are kept in this guided planner.
• Fill in your personal information, emergency contacts, and advance directives.
• Record your medical history, health insurance information, medications, and health care
providers.
• Enter your financial and retirement accounts, credit and debit cards, money you owe, and
money owed to you.
• Record policies for life insurance, long-term care, homeowner's or renter's insurance,
and vehicle insurance.
• List your annuities, business interests, real estate, vehicles, and other personal property.
• Jot down your passwords for e-mail, social media, and other online accounts.
• Write your wishes regarding your funeral services, burial, or cremation, and who to contact….
INTEGRA PIM Detailed Organizer - Segment 100:
INTEGRA PIM Summarized Organizer:
What is Included in the INTEGRA PIM Module?
10. Citizens Repository :
100. Personal Calendar:
101. Emergency and Personal Alerts/Reminders :
102. Education Enrolment:
1020. Languages:
1021. Education Events (Transcripts/Certificates):
103. Bank / Brokerage Accounts:
104. Credit/Debit Cards:
1031. Budget Structure.
1032. Recurrent MONTHLY Collections/Expenses (Incomes/Payments):
1035. Bills (see 0704) (Bills are more applicable to families).
10355. (see 07045). Direct Debits.
10356. Investments / Securities / Mutual Funds / ETFs:
10359. Monthly Financial Summary.
1036. Employment Records.
Unstructured PIM/FIM.
1037. Individual Citizen Personal Information Curation
Structured PIM (cont.):
1045 Personal Capital Transactions.
1049. Personal Voluntary Projects.
105. Vehicles/e-bicycles:
1052. Driving License.
1055. Travel Habits:
106. Medical Data:
107. Licensed Firearms.
1081. Relatives/Friends.
10810. Kinship Table.
1082. Personal Album of Pictures:
1085. Personal Telephone Directory.
10850. Personal Calls History.
10855. Personal Passwords Directory (encrypted).
1087. Previous Personal Names.
1088. Previous Addresses.
109. List of Cultural, Personal Events/Birth Dates/Anniversaries/Memorial days.
1095. Hobby Activity Reporting.
1097. My Personal Area – full Exposure to others.
10979. My abilities/strengths, specialties.
1098. Forms in use.
1099. Fines and Sentences/Arrests/Crimes.
INTEGRA PIM (and FIM) are Phase 1, not the end product:
“The PIM (and FIM) modules are not meant to be a big business on their own. They meant to be the
anchor of an entire INTEGRA urban daily operating system.”. Memorize this: PIM is a Strategic Pilot
Module or PILOT INTRODUCTORY MODULE.
We Intentionally price it low ($4–6/month/citizen or family).
INTEGRA clear roadmap: Citizen → Family → Building → Community → Other INTEGRA City
modules
Not one citizen - But a network of citizens within a community.
Not one community - But a network of communities within a city.
Not one city - But a network of cities around the world.
